Equipment Finance

Business Owners

Easy Application Process

Application-Only Financing up to $400,000

Flexible Terms

Conventional Equipment Financing available from 24 to 84 months and up to 10 years with SBA loans

Equipment Suppliers

Financing Made Easy

Get all the tools you need to offer financing

We do The Heavy Lifting

We’ll gather all the necessary signatures and documents.

How it works

Coast Commercial Credit recognizes that dealing with financial procedures can be overwhelming. Therefore, we strive to simplify the process, aiming to make it as simple as steps 1, 2, and 3.

Select your Equipment
Find your equipment, and Coast will collaborate with your chosen supplier.
Pick your Terms

Coast will customize a financing program to fit your needs and budget. Select a term of 24 to 84 months.

Get your Approval

Once Coast receives a completed application, an approval can be granted in as little as the same day.

Benefits Equipment of Financing

Why is it beneficial to finance?

  • Fixed Payments / Hedge Against Inflation: Unlike loans and credit cards, your finance payment is fixed throughout the term. It will not vary with interest rate changes. Fixed monthly payments provide an excellent hedge against inflation and makes your equipment purchase more affordable.
  • Preserved Credit Lines: Your monthly finance payment does not affect your bank or credit lines. Most banks and credit card companies will reduce your existing available credit lines with every purchase via a credit card or loan.
  • Affordable Down Payment: Coast Commercial Credit does not require a large up-front down payment like loans and credit card companies. Most of our programs only require first and last payments (typically 5%) in advance instead of the 20% mandated by bank loans.
  • Adding 'Soft Costs': Financing allows you to roll in services (software, maintenance, etc.) with the equipment so the monthly payment includes your total price. Loans and credit cards do not traditionally combine services and equipment costs into one monthly payment.
  • Avoiding Equipment Obsolescence: Financing makes adding onto existing equipment or upgrading to new equipment efficient and available at any time for our customers. You can upgrade your equipment as technology and your company's needs change.

Why should I finance equipment rather than purchasing the equipment outright?

Improve Cash Flow/More Equipment

Financing offers the flexibility of handling possible budget constraints through affordable monthly payments. Instead of allocating a large portion of your budget upfront, your company can finance the equipment to fulfill your needs while earmarking the rest of your budget toward other income-producing areas. Financing also affords you the opportunity to purchase more equipment that better services your current needs without the large initial capital outlay.


“Successful business owners know having a good business is all about the cash flow. That is why you would never pay an employee 5 years in advance to do a job that is performed every day. That is the same reason why you would not want to pay for equipment in advance. Let your machinery pay for itself as it works for you…..and makes you money at the same time!”

For More Information Call 1-800-400-0365 or Send Coast a Message